Innovative mobile payments in the cloud for connected citizen: The MobiSIM project

Pascal Urien

doi:10.1109/MELCON.2016.7495436

Innovative mobile payments in the cloud for connected citizen: The MobiSIM project

Pascal Urien

Research output: Chapter in Book/Report/Conference proceeding › Conference contribution › peer-review

3 Citations (Scopus)

Abstract

Payment is a basic facility for citizen, required by numerous services in our everyday life. In this paper we present an innovative and open mobile payment infrastructure, targeting Mobile Networks Operators (MNOs) and relying on open protocols and technologies. The MobiSIM platform is based on the Host Card Emulation (HCE) facility introduced since the KitKat Android operating system. It uses secure elements (EMV cards) hosted in the cloud, and remotely accessed via the RACS protocol. It is described by an IETF draft, whose security relies on the TLS protocol. The TLS stack enforces strong mutual authentication, and runs in the SIM module. A legacy contactless payment operation requires about 0,4s. The MobiSIM platform performs payment transactions in the real word, over the 4G cellular network in less than one second.

Original language	English
Title of host publication	Proceedings of the 18th Mediterranean Electrotechnical Conference
Subtitle of host publication	Intelligent and Efficient Technologies and Services for the Citizen, MELECON 2016
Editors	Constandinos Mavromoustakis, Soulla Louca, Constantinos S. Pattichis, Julius Georgiou, Despina Michael, A. Paschalidou, Efthyvoulos Kyriacou, Vasos Vassiliou, Christos Panayiotou, Elias Kyriakides, Georgios Ellinas, George Hadjichristofi, C. Loizou
Publisher	Institute of Electrical and Electronics Engineers Inc.
ISBN (Electronic)	9781509000579
DOIs	https://doi.org/10.1109/MELCON.2016.7495436
Publication status	Published - 20 Jun 2016
Event	18th Mediterranean Electrotechnical Conference, MELECON 2016 - Limassol, Cyprus Duration: 18 Apr 2016 → 20 Apr 2016

Publication series

Name	Proceedings of the 18th Mediterranean Electrotechnical Conference: Intelligent and Efficient Technologies and Services for the Citizen, MELECON 2016

Conference

Conference	18th Mediterranean Electrotechnical Conference, MELECON 2016
Country/Territory	Cyprus
City	Limassol
Period	18/04/16 → 20/04/16

UN SDGs

This output contributes to the following UN Sustainable Development Goals (SDGs)

SDG 7 Affordable and Clean Energy

Keywords

HCE
IoT
NFC
RACS
Security
TLS

Access to Document

10.1109/MELCON.2016.7495436

Cite this

Urien, P. (2016). Innovative mobile payments in the cloud for connected citizen: The MobiSIM project. In C. Mavromoustakis, S. Louca, C. S. Pattichis, J. Georgiou, D. Michael, A. Paschalidou, E. Kyriacou, V. Vassiliou, C. Panayiotou, E. Kyriakides, G. Ellinas, G. Hadjichristofi, & C. Loizou (Eds.), Proceedings of the 18th Mediterranean Electrotechnical Conference: Intelligent and Efficient Technologies and Services for the Citizen, MELECON 2016 Article 7495436 (Proceedings of the 18th Mediterranean Electrotechnical Conference: Intelligent and Efficient Technologies and Services for the Citizen, MELECON 2016). Institute of Electrical and Electronics Engineers Inc.. https://doi.org/10.1109/MELCON.2016.7495436

Urien, Pascal. / Innovative mobile payments in the cloud for connected citizen : The MobiSIM project. Proceedings of the 18th Mediterranean Electrotechnical Conference: Intelligent and Efficient Technologies and Services for the Citizen, MELECON 2016. editor / Constandinos Mavromoustakis ; Soulla Louca ; Constantinos S. Pattichis ; Julius Georgiou ; Despina Michael ; A. Paschalidou ; Efthyvoulos Kyriacou ; Vasos Vassiliou ; Christos Panayiotou ; Elias Kyriakides ; Georgios Ellinas ; George Hadjichristofi ; C. Loizou. Institute of Electrical and Electronics Engineers Inc., 2016. (Proceedings of the 18th Mediterranean Electrotechnical Conference: Intelligent and Efficient Technologies and Services for the Citizen, MELECON 2016).

@inproceedings{6db1f6ba69b44627862ecbc5a2153b53,

title = "Innovative mobile payments in the cloud for connected citizen: The MobiSIM project",

abstract = "Payment is a basic facility for citizen, required by numerous services in our everyday life. In this paper we present an innovative and open mobile payment infrastructure, targeting Mobile Networks Operators (MNOs) and relying on open protocols and technologies. The MobiSIM platform is based on the Host Card Emulation (HCE) facility introduced since the KitKat Android operating system. It uses secure elements (EMV cards) hosted in the cloud, and remotely accessed via the RACS protocol. It is described by an IETF draft, whose security relies on the TLS protocol. The TLS stack enforces strong mutual authentication, and runs in the SIM module. A legacy contactless payment operation requires about 0,4s. The MobiSIM platform performs payment transactions in the real word, over the 4G cellular network in less than one second.",

keywords = "HCE, IoT, NFC, RACS, Security, TLS",

author = "Pascal Urien",

note = "Publisher Copyright: {\textcopyright} 2016 IEEE.; 18th Mediterranean Electrotechnical Conference, MELECON 2016 ; Conference date: 18-04-2016 Through 20-04-2016",

year = "2016",

month = jun,

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doi = "10.1109/MELCON.2016.7495436",

language = "English",

series = "Proceedings of the 18th Mediterranean Electrotechnical Conference: Intelligent and Efficient Technologies and Services for the Citizen, MELECON 2016",

publisher = "Institute of Electrical and Electronics Engineers Inc.",

editor = "Constandinos Mavromoustakis and Soulla Louca and Pattichis, \{Constantinos S.\} and Julius Georgiou and Despina Michael and A. Paschalidou and Efthyvoulos Kyriacou and Vasos Vassiliou and Christos Panayiotou and Elias Kyriakides and Georgios Ellinas and George Hadjichristofi and C. Loizou",

booktitle = "Proceedings of the 18th Mediterranean Electrotechnical Conference",

}

Urien, P 2016, Innovative mobile payments in the cloud for connected citizen: The MobiSIM project. in C Mavromoustakis, S Louca, CS Pattichis, J Georgiou, D Michael, A Paschalidou, E Kyriacou, V Vassiliou, C Panayiotou, E Kyriakides, G Ellinas, G Hadjichristofi & C Loizou (eds), Proceedings of the 18th Mediterranean Electrotechnical Conference: Intelligent and Efficient Technologies and Services for the Citizen, MELECON 2016., 7495436, Proceedings of the 18th Mediterranean Electrotechnical Conference: Intelligent and Efficient Technologies and Services for the Citizen, MELECON 2016, Institute of Electrical and Electronics Engineers Inc., 18th Mediterranean Electrotechnical Conference, MELECON 2016, Limassol, Cyprus, 18/04/16. https://doi.org/10.1109/MELCON.2016.7495436

Innovative mobile payments in the cloud for connected citizen: The MobiSIM project. / Urien, Pascal.
Proceedings of the 18th Mediterranean Electrotechnical Conference: Intelligent and Efficient Technologies and Services for the Citizen, MELECON 2016. ed. / Constandinos Mavromoustakis; Soulla Louca; Constantinos S. Pattichis; Julius Georgiou; Despina Michael; A. Paschalidou; Efthyvoulos Kyriacou; Vasos Vassiliou; Christos Panayiotou; Elias Kyriakides; Georgios Ellinas; George Hadjichristofi; C. Loizou. Institute of Electrical and Electronics Engineers Inc., 2016. 7495436 (Proceedings of the 18th Mediterranean Electrotechnical Conference: Intelligent and Efficient Technologies and Services for the Citizen, MELECON 2016).

Research output: Chapter in Book/Report/Conference proceeding › Conference contribution › peer-review

TY - GEN

T1 - Innovative mobile payments in the cloud for connected citizen

T2 - 18th Mediterranean Electrotechnical Conference, MELECON 2016

AU - Urien, Pascal

PY - 2016/6/20

Y1 - 2016/6/20

N2 - Payment is a basic facility for citizen, required by numerous services in our everyday life. In this paper we present an innovative and open mobile payment infrastructure, targeting Mobile Networks Operators (MNOs) and relying on open protocols and technologies. The MobiSIM platform is based on the Host Card Emulation (HCE) facility introduced since the KitKat Android operating system. It uses secure elements (EMV cards) hosted in the cloud, and remotely accessed via the RACS protocol. It is described by an IETF draft, whose security relies on the TLS protocol. The TLS stack enforces strong mutual authentication, and runs in the SIM module. A legacy contactless payment operation requires about 0,4s. The MobiSIM platform performs payment transactions in the real word, over the 4G cellular network in less than one second.

AB - Payment is a basic facility for citizen, required by numerous services in our everyday life. In this paper we present an innovative and open mobile payment infrastructure, targeting Mobile Networks Operators (MNOs) and relying on open protocols and technologies. The MobiSIM platform is based on the Host Card Emulation (HCE) facility introduced since the KitKat Android operating system. It uses secure elements (EMV cards) hosted in the cloud, and remotely accessed via the RACS protocol. It is described by an IETF draft, whose security relies on the TLS protocol. The TLS stack enforces strong mutual authentication, and runs in the SIM module. A legacy contactless payment operation requires about 0,4s. The MobiSIM platform performs payment transactions in the real word, over the 4G cellular network in less than one second.

KW - HCE

KW - IoT

KW - NFC

KW - RACS

KW - Security

KW - TLS

U2 - 10.1109/MELCON.2016.7495436

DO - 10.1109/MELCON.2016.7495436

M3 - Conference contribution

AN - SCOPUS:84979211619

T3 - Proceedings of the 18th Mediterranean Electrotechnical Conference: Intelligent and Efficient Technologies and Services for the Citizen, MELECON 2016

BT - Proceedings of the 18th Mediterranean Electrotechnical Conference

A2 - Mavromoustakis, Constandinos

A2 - Louca, Soulla

A2 - Pattichis, Constantinos S.

A2 - Georgiou, Julius

A2 - Michael, Despina

A2 - Paschalidou, A.

A2 - Kyriacou, Efthyvoulos

A2 - Vassiliou, Vasos

A2 - Panayiotou, Christos

A2 - Kyriakides, Elias

A2 - Ellinas, Georgios

A2 - Hadjichristofi, George

A2 - Loizou, C.

PB - Institute of Electrical and Electronics Engineers Inc.

Y2 - 18 April 2016 through 20 April 2016

ER -

Urien P. Innovative mobile payments in the cloud for connected citizen: The MobiSIM project. In Mavromoustakis C, Louca S, Pattichis CS, Georgiou J, Michael D, Paschalidou A, Kyriacou E, Vassiliou V, Panayiotou C, Kyriakides E, Ellinas G, Hadjichristofi G, Loizou C, editors, Proceedings of the 18th Mediterranean Electrotechnical Conference: Intelligent and Efficient Technologies and Services for the Citizen, MELECON 2016. Institute of Electrical and Electronics Engineers Inc. 2016. 7495436. (Proceedings of the 18th Mediterranean Electrotechnical Conference: Intelligent and Efficient Technologies and Services for the Citizen, MELECON 2016). doi: 10.1109/MELCON.2016.7495436

Innovative mobile payments in the cloud for connected citizen: The MobiSIM project

Abstract

Publication series

Conference

UN SDGs

Keywords

Access to Document

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