TY - GEN
T1 - Innovative mobile payments in the cloud for connected citizen
T2 - 18th Mediterranean Electrotechnical Conference, MELECON 2016
AU - Urien, Pascal
N1 - Publisher Copyright:
© 2016 IEEE.
PY - 2016/6/20
Y1 - 2016/6/20
N2 - Payment is a basic facility for citizen, required by numerous services in our everyday life. In this paper we present an innovative and open mobile payment infrastructure, targeting Mobile Networks Operators (MNOs) and relying on open protocols and technologies. The MobiSIM platform is based on the Host Card Emulation (HCE) facility introduced since the KitKat Android operating system. It uses secure elements (EMV cards) hosted in the cloud, and remotely accessed via the RACS protocol. It is described by an IETF draft, whose security relies on the TLS protocol. The TLS stack enforces strong mutual authentication, and runs in the SIM module. A legacy contactless payment operation requires about 0,4s. The MobiSIM platform performs payment transactions in the real word, over the 4G cellular network in less than one second.
AB - Payment is a basic facility for citizen, required by numerous services in our everyday life. In this paper we present an innovative and open mobile payment infrastructure, targeting Mobile Networks Operators (MNOs) and relying on open protocols and technologies. The MobiSIM platform is based on the Host Card Emulation (HCE) facility introduced since the KitKat Android operating system. It uses secure elements (EMV cards) hosted in the cloud, and remotely accessed via the RACS protocol. It is described by an IETF draft, whose security relies on the TLS protocol. The TLS stack enforces strong mutual authentication, and runs in the SIM module. A legacy contactless payment operation requires about 0,4s. The MobiSIM platform performs payment transactions in the real word, over the 4G cellular network in less than one second.
KW - HCE
KW - IoT
KW - NFC
KW - RACS
KW - Security
KW - TLS
U2 - 10.1109/MELCON.2016.7495436
DO - 10.1109/MELCON.2016.7495436
M3 - Conference contribution
AN - SCOPUS:84979211619
T3 - Proceedings of the 18th Mediterranean Electrotechnical Conference: Intelligent and Efficient Technologies and Services for the Citizen, MELECON 2016
BT - Proceedings of the 18th Mediterranean Electrotechnical Conference
A2 - Mavromoustakis, Constandinos
A2 - Louca, Soulla
A2 - Pattichis, Constantinos S.
A2 - Georgiou, Julius
A2 - Michael, Despina
A2 - Paschalidou, A.
A2 - Kyriacou, Efthyvoulos
A2 - Vassiliou, Vasos
A2 - Panayiotou, Christos
A2 - Kyriakides, Elias
A2 - Ellinas, Georgios
A2 - Hadjichristofi, George
A2 - Loizou, C.
PB - Institute of Electrical and Electronics Engineers Inc.
Y2 - 18 April 2016 through 20 April 2016
ER -
